How can we help?
K3 is the only specialist advisory business for bulk annuities and commercial consolidation in the pensions market. With first-hand experience of both the pension insurance and consultancy sectors, K3 provides trustees and scheme sponsors with advice and broking services to ensure a smooth and effective transfer of liabilities to an insurer or consolidation vehicle.
A well-executed transfer of risk for your pension scheme can improve the outcome by as much as 10% of the liability value. That’s why most schemes are choosing a specialist to help them.
We help you navigate the fast changing and dynamic bulk annuity and commercial consolidator market to make sure you get the best outcome.
K3 completes £3.8 million full-scheme buy-in with Just Group
K3 completes £3.8 million full-scheme buy-in with Just Group https://k3advisory.com/wp-content/uploads/2025/09/K3-completes-3.8-million-full-scheme-buy-in-with-Just-Group.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/09/K3-completes-3.8-million-full-scheme-buy-in-with-Just-Group.jpg
K3 Advisory completes buy-in for Terex Pension Scheme
K3 Advisory completes buy-in for Terex Pension Scheme https://k3advisory.com/wp-content/uploads/2025/07/K3-Advisory-completes-buy-in-for-Terex-Pension-Scheme-2.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/07/K3-Advisory-completes-buy-in-for-Terex-Pension-Scheme-2.jpg
K3 completes £4 million full scheme buy-in with the Apostolic Church Staff Pension Scheme
K3 completes £4 million full scheme buy-in with the Apostolic Church Staff Pension Scheme https://k3advisory.com/wp-content/uploads/2025/07/buy-in-with-the-Apostolic-Church-Staff-Pension-Scheme.jpeg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/07/buy-in-with-the-Apostolic-Church-Staff-Pension-Scheme.jpeg
Vidett Endgame Solutions Conference 2025
Vidett Endgame Solutions Conference 2025 https://k3advisory.com/wp-content/uploads/2025/06/Vidett-Endgame-Solutions-Conference-2025.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/06/Vidett-Endgame-Solutions-Conference-2025.jpg
K3 completes £2 million full scheme buy-in for Clark & Butcher Limited Pension Scheme
K3 completes £2 million full scheme buy-in for Clark & Butcher Limited Pension Scheme https://k3advisory.com/wp-content/uploads/2025/03/K3-completes-2-million-full-scheme-buy-in-for-Clark-Butcher-Limited-Pension-Scheme.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/03/K3-completes-2-million-full-scheme-buy-in-for-Clark-Butcher-Limited-Pension-Scheme.jpg
K3 achieves landmark 100 risk settlement transactions
K3 achieves landmark 100 risk settlement transactions https://k3advisory.com/wp-content/uploads/2025/03/K3-achieves-landmark-100-risk-settlement-transactions.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/03/K3-achieves-landmark-100-risk-settlement-transactions.jpg
K3 Advisory announce five small scheme buy-ins with Cartwright
K3 Advisory announce five small scheme buy-ins with Cartwright https://k3advisory.com/wp-content/uploads/2025/02/K3-Advisory-announce-five-small-scheme-buy-ins-with-Cartwright-1.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/02/K3-Advisory-announce-five-small-scheme-buy-ins-with-Cartwright-1.jpg
Isio completes acquisition of risk settlement specialist K3 Advisory
Isio completes acquisition of risk settlement specialist K3 Advisory https://k3advisory.com/wp-content/uploads/2025/02/Isio-completes-acquisition-of-risk-settlement-specialist-K3-Advisory.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/02/Isio-completes-acquisition-of-risk-settlement-specialist-K3-Advisory.jpg
Record-setting activity in the BPA market: 2024’s large deals
Record-setting activity in the BPA market: 2024’s large deals https://k3advisory.com/wp-content/uploads/2025/01/Record-setting-activity-in-the-BPA-market-2024s-large-deals.jpg 1080 810 K3 Advisory https://k3advisory.com/wp-content/uploads/2025/01/Record-setting-activity-in-the-BPA-market-2024s-large-deals.jpg
Would you ultimately like to secure all scheme members’ benefits?
Would you like to reduce the risks in your pension scheme?
Would you like to get the pension scheme off your balance sheet?